Legal Notice & Terms

These Terms of Service govern the use of the Klarrly service, published by Klarrly SAS.

1. Purpose

Klarrly is an online wealth management platform enabling users to track their real estate, investments, loans, and generate professional documents. The service is accessible via subscription plans described on the Pricing page.

2. Access to the service

Access to the service requires creating an account with a valid email address. The user is responsible for the confidentiality of their login credentials. Klarrly reserves the right to suspend or delete an account in case of misuse.

3. Pricing

The Free plan is accessible at no cost. Pro and Premium plans are billed monthly or annually based on the user's choice. Prices are indicated in euros including tax. Klarrly reserves the right to modify its prices with 30 days' notice.

4. Payment

Payments are handled by Stripe. Banking data is never stored on our servers. Billing is automatic at each due date. In case of payment failure, the account is downgraded to the Free plan after 7 days.

5. Cancellation

Users can cancel their subscription at any time through the Stripe management page. Cancellation takes effect at the end of the current period. Data remains accessible for 30 days after cancellation, within the Free plan limits.

6. Liability

Klarrly strives to ensure the availability and security of the service. Financial calculations provided are indicative and do not constitute investment advice. The user remains solely responsible for their wealth management decisions.

7. Intellectual property

All platform content (code, design, text, graphics) is the property of Klarrly SAS. Any unauthorized reproduction or use is prohibited. User-entered data remains their property.

These Terms of Use define the rules for using the Klarrly platform.

1. Acceptance of terms

By registering on Klarrly, you fully accept these Terms of Use. If you do not accept these terms, please do not use the service.

2. Service description

Klarrly is a web-based wealth management application for individuals and investors. It provides real estate tracking, financial investment monitoring, loan management, document generation (receipts, contracts, reports), financial simulations, and document storage.

3. User obligations

Users agree to: provide accurate information during registration, not use the service for illegal purposes, not attempt to access other users's data, not automate access to the service (scraping, bots), report any malfunction or security vulnerability.

4. User account

Each user may only create one account. The user is responsible for all activity on their account. If unauthorized use is suspected, the user must immediately notify Klarrly at contact@klarrly.com.

5. User content

Users retain ownership of all data they enter on the platform. By using the service, users grant Klarrly a limited license to process this data solely for service delivery. Klarrly never reuses wealth data for commercial purposes.

6. Service availability

Klarrly strives to ensure maximum service availability. Temporary interruptions may occur for maintenance or updates. Klarrly does not guarantee uninterrupted operation and cannot be held liable for damages resulting from unavailability.

7. Account deletion

Users may delete their account at any time from the Profile page. Deletion results in permanent removal of all associated data after a 30-day period. Users may request a data export before deletion.

8. Changes to Terms

Klarrly reserves the right to modify these Terms at any time. Users will be notified by email or in-app notification. Continued use of the service after modification constitutes acceptance of the new terms.

9. Governing law

These Terms are governed by French law. Any dispute relating to the interpretation or execution of these Terms shall be submitted to the competent courts of Paris, France.

Protecting your personal data is a priority for Klarrly. This policy describes how we collect, use and protect your information, in compliance with the General Data Protection Regulation (GDPR).

1. Data controller

Klarrly SAS is responsible for processing personal data collected through the platform. Contact: contact@klarrly.com.

2. Data collected

We collect data necessary for the service: identity information (name, email), wealth data entered by the user (properties, loans, investments), usage data (connection logs, pages visited). No banking data is stored on our servers (handled by Stripe).

3. Processing purpose

Data is used to: provide the wealth management service, generate PDF documents, calculate financial indicators, improve the service, and send account-related communications (billing, updates).

4. Hosting and retention

Data is hosted by Supabase (AWS infrastructure, EU region) and Vercel (global CDN). Data is retained for the duration of service use, then 30 days after account deletion. Backups are encrypted.

5. Data sharing

Your data is never sold to third parties. It is shared only with our technical subcontractors: Supabase (hosting), Stripe (payment), Vercel (CDN), Sentry (error monitoring). Each subcontractor is GDPR-compliant.

6. Your rights

Under GDPR, you have rights of access, rectification, deletion, portability and objection concerning your data. To exercise these rights, contact contact@klarrly.com. We will respond within 30 days.

7. Cookies

Klarrly only uses essential cookies for service operation (authentication, language and theme preferences). No advertising or third-party tracking cookies are used.

8. DPO Contact

For any data protection questions: contact@klarrly.com. You may also file a complaint with the relevant data protection authority.

1. Publisher

Klarrly SAS — Share capital: being established. Registered office: Paris, France. Email: contact@klarrly.com. Publication director: Yonis.

2. Hosting

Application hosted by Vercel Inc., 340 S Lemon Ave #4133, Walnut, CA 91789, USA. Database hosted by Supabase Inc. (AWS infrastructure, EU-West region).

3. Business activity

Klarrly provides an online wealth management service (SaaS). Klarrly is not a financial investment advisor, nor a banking or payment services intermediary. All information provided is for informational purposes only.

4. Dispute resolution

In accordance with applicable consumer protection regulations, unresolved disputes may be referred to a consumer mediation service. Prior contact required: contact@klarrly.com.

5. Credits

Design and development: Klarrly SAS. Icons: Lucide Icons (MIT license). Fonts: Google Fonts (Playfair Display, DM Sans, DM Mono).